Posts

What is Renters Insurance ?

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What is Renters Insurance ? by: Sydney Zabb Credit:Unsplash  Renters insurance is comparable to other types of insurance in the concept: for a  monthly fee (or annually), it provides you coverage in case of an accident.  The idea behind the Renters insurance is to protect the contents of your house like Furniture, Electronics ,books, and such..., it doesn’t cover the structure of the building itself.  Who needs a  Renters Insurance? If you rent, it is your responsibility to buy a Renter Insurance Not the Landlord. To cover the structure of the building itself, the landlord needs " House Insurance " or  "H omeowners insurance ". How much Renters Insurance cost? The average cost in around  $180 annually in the US. Which  Renters Insurance I should take? First choose the Level of protection (Basic, Liability or A dditional living expenses  ) then read the insurance policy to see if it cover your needs. What are the Risks that are covered? Most common risks are theft,

What is a Reverse Mortgage Loan

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What is a Reverse Mortgage Loan? By: Sydney Zabb Credit: Unsplash Reverse mortgage is basically a loan that allows you to withdraw money from your home equity without having the obligation to put your house for sale.  it is also called “Equity Release” but this Term is less common. You can borrow up to certain percentage of the value of your house (example 55% or up to 80% for some banks). The maximum amount you’re able to borrow will depends on your    Age ,  House current value and Lender . Credit: Unsplash How the mortgage is payed back? You pay back your mortgage when you Leave your house, or sell it to someone else . you don't have to pay any amount on a reverse mortgage until the loan is due.  The longer is the Loan, the more interest you have to pay on your reverse mortgage . The remaining Equity of your home is affected by the total value of the Loan. Is there any cost or fees on reverse mortgage?   Reverse mortgage Fees may include: a home Evaluation fee a setup fee or app

How would Meta name change will affect Facebook?

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 How would  Meta name change will affect Facebook? By: Sydney Zabb On 28 oct 2021, Facebook  Announced Meta — the Facebook company’s new name. Meta is helping to build the metaverse, a place where users can meet and connect in 3D. its supposedly next phase of social connection.  Credit: Facebook.com/meta How would people react to it? Some did not like the company rebranding, but for most it was a surprise change. Facebook's social media platform will keep its current name. which means the Metaverse is a new product. what does Meta even means? It have Original  Greek  Origin—  Meta  from the  Greek  μετα-, meaning "after" or "beyond". Zuckerberg said he liked Meta because it's a Greek word,  but we think he got this word from the HTML header <meta> which means "Description"  :) what does Meta name change affect Facebook stock? Since  Facebook stock is for the entire company, and metaverse is new added product, the Risk is moderate, and the suc

New Trend: Show us your name in Urban Dictionary

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  credit: urban dictionary Author: Sydney Zabb What is this trend is About? New Trend is taking control on Social Media this week, it is called :                "Show us your name in urban dictionary" it's very simple, go to urban dictionary website [urbandictionary.com],  search for your First Name, Find the "Urban" meaning of your name, which is slang or street language. and share it on social media like Instagram or Twitter, and wait for people reaction. Below is the meaning of popular first names like Micheal , Sarah , Liam and Olivia. credit: urban dictionary credit: urban dictionary What is the Urban Dictionary? Urban Dictionary  is a  crowdsourced   dictionary  for  slang  words and street language phrases, The website was created over 22 years ago. Originally,  it  was intended as a  dictionary of slang words , but it is now used to define any word even inappropriate ones . Words or phrases on  Urban Dictionary  may have multiple entries (meaning) . The

How to manage your investment portfolio optimally

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  How to manage your investment portfolio optimally Written by Tao Elyaalo Portfolio management - or financial portfolios - is seen as the art and science of making decisions related to investments and the policy followed in managing them, aligning investments with objectives, methods of distributing profits of financial assets to individuals and institutions, and weighing risks against performance. It is also fully concerned with identifying the strengths, weaknesses, opportunities and risks in choosing debt versus net assets, domestic versus international investment, and growth rates versus financial security. And many other investment exchanges that are encountered in an effort to maximize return at a certain level of risk appetite.   First: Understanding portfolio management Although the terms “portfolio management” and “financial planning” are commonly used as synonyms, these basic elements in the world of financial services are not the same. As the management of investment

Trading stocks: Rules and Risks

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  Trade stocks through the Internet Written by :Tao Elyaalo I started trading stocks online long time ago; As the number of investors did not exceed a few hundred, then the matter developed until it reached more than 5 million investors in few years , and this number represents about 20% of the global stock market share, but the expectations of stock market experts indicate that the number of online investors in this field will become over 20 million at the end of the year 2020.   The steady increase in that trade came as a result of the expansion in the use of the Internet, as well as because the individual can personally conduct his financial investments over the web, from his home or office; The investor tracks the prices of his favorite stocks on a site, reads the latest news as soon as it arrives, and gets financial analysis from the best experts. The investor may also issue his orders to buy or sell and monitor their implementation. He can even request to be notified by e-m

A beginner's guide to the types of financial assets

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  A beginner's guide to  introducing the types of financial assets Written by Tao Elyaalo The investment climate can be dynamic and constantly evolving, but for those who devote sufficient time to understand the fundamentals of investment principles and the various forms of assets, it is something that makes them reap big profits in the long term. The first step is: Learn how to distinguish between the different types of investments, and what distinguishes each of them on the "risk ladder". But before we start, there are some important points you should know: It is difficult for beginners to carry out investment operations; Because there is a huge range of potential assets that they could add to their portfolio. The investment risk ladder that defines classes (types) of assets based on their relative risk ranks cash liquidity on the basis that it is the most stable investment, and alternative investments are often the most volatile. Often the resort to commodity index fun